Spain salary after tax
Calculate your net take-home pay in Spain for 2026. Includes income tax, social insurance, and all deductions.
Spain's IRPF (Impuesto sobre la Renta de las Personas Físicas) uses progressive brackets from 19% to 47%, split between state and autonomous community portions. Employee social security contributions are relatively low at about 6.4% of gross, capped at €58,914 per year. Tax rates vary by region: Madrid offers the lowest rates while Catalonia and Valencia are higher.
Spain Tax System at a Glance
Tax System
IRPF (Impuesto sobre la Renta)
Spain uses the calendar year. Tax returns are filed between April and June.
Social Security
Employees pay approximately 6.4% in social security: common contingencies (4.7%), unemployment (1.55%), and training (0.1%).
Key Deductions & Allowances
- -Mínimo personal: €5,550 personal tax-free allowance
- -Reducción por rendimientos del trabajo: work income reduction up to €6,498
- -Deducción por maternidad: maternity deduction of €1,200/year per child
- -Regional deductions vary by autonomous community
Average Salary
€28,360/year
Cost of Living
Average monthly rent: Madrid ~€1,200, Barcelona ~€1,150, Valencia ~€800.
Scope and assumptions
- Mode: employee gross to employee net
- Includes: income tax and employee social contributions
- Excludes: employer contributions and non-payroll living costs
Tax year 2026 · Rates verified Feb 2026
Sources: Agencia Tributaria, Seguridad Social
Frequently Asked Questions about Spain Taxes
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