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Estonia salary after tax

Calculate your net take-home pay in Estonia for 2026. Includes income tax, social insurance, and all deductions.

Estonia has one of Europe's simplest and most transparent tax systems: a flat 24% income tax (increased from 20% in 2026) with a basic exemption of EUR 8,400/year and no phase-out. Employee social contributions total just 3.6%: 1.6% unemployment insurance and 2% funded pension. The employer bears the main social tax burden at 33%. On a EUR 24,000 average salary, a single employee takes home about EUR 19,600.

Estonia Tax System at a Glance

Tax System

Tulumaks (Income Tax)

Calendar year (Jan-Dec). Tax returns filed by April 30.

Social Security

Employees pay 1.6% unemployment insurance and 2% funded pension (II pillar). Employer pays 33% social tax.

Key Deductions & Allowances

  • -Maksuvaba tulu: EUR 8,400/year basic exemption (2026, no phase-out)
  • -Unemployment insurance: 1.6% employee, 0.8% employer
  • -Funded pension: 2% employee contribution (II pillar)
  • -No progressive brackets: flat 24% rate on all income above exemption

Average Salary

€24,000/year

Cost of Living

Monthly rent: Tallinn ~EUR 700, Tartu ~EUR 500.

Scope and assumptions

  • Mode: employee gross to employee net
  • Includes: income tax and employee social contributions
  • Excludes: employer contributions and non-payroll living costs

Tax year 2026 · Rates verified Feb 2026

Sources: Maksu- ja Tolliamet

Frequently Asked Questions about Estonia Taxes

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